National Legislative Issues

As America's largest professional trade association, the NATIONAL ASSOCIATION OF REALTORS® actively protects the interests of its members daily.

From its building located steps away from the United States Capitol, NAR advocates for federal policy initiatives that strengthen the ability of Americans to own, buy and sell real property.

The  REALTOR® legislative and regulatory agenda has been focused on efforts to stimulate, stabilize, and strengthen real estate markets across the nation while protecting the business interests of members. A stable real estate market is an essential component of the economy and essential for the communities in which we live and work in.

Measuring the QM Rule’s Impact

The qualified mortgage (QM) rule was implemented in January of 2014. It is the first of two rules that came from the Dodd–Frank Wall Street Reform and Consumer Protection Act that will impact the housing market. Click here to read more!

FEMA Issues Flood Premiums/Rate Tables
Check out the Federal Emergency Management Agency's recently released Flood Premiums and Rate Tables for 2015. Translated: No buyers will see a rate increase, and some might even see a decrease.

Senate Banking Committee Passes TRIA Bill
On June 3, 2014, the Senate Banking Committee held a mark-up hearing of the Terrorism Risk Insurance Act reauthorization bill. The bill was unanimously approved, a move NAR supports.

2013 Advocacy AgendaHouse Passes NAR-Backed 3% Cap Bill
The U.S. House of Representatives passed on June 9, 2014, The Mortgage Choice Act. It addresses discrimination in the calculation of fees and points under the ability to repay/qualified mortgage rule. Get information on why NAR backs this bipartisan legislation.

All Advocacy Issues

Advocacy Issues contain key issues, NAR's position, and how they affect REALTORS®, home buyers, and private property owners.

You can also search the issues via the Federal Issues Tracker:

  • Bills and Regulations: NAR tracks hundreds of legislative and regulatory proposals every day.
  • Congressional Testimony: NAR provides expert testimony to committees in both the House of Representatives and the United States Senate.
  • Letters to Congress: NAR's President sends letters to lawmakers stating the association's position on certain issues.
  • Letters to Federal Agencies: NAR's President sends letters to agencies that regulate some part of the real estate transaction.